Medicare Advantage plans, are the plans that pay part of the cost of a Medicare Part A and Part B. They are the most expensive in the three plans but have the biggest consumer base. Medicare Advantage plans are nothing new; they have been around for years. But recently, these plans have changed. The new plans will offer more benefits than the old plans but not as many as the new plans.The big difference is that people who chose to go with this plan now have to have their health insurance policies changed and modified as well. If you have a hospital policy then you can stay with that. But if you choose a PPO plan or other special coverage then you have to change your policy and get a new one.
But what if you are currently in a Aetna Medicare Advantage plan customer? Visit http://www.comparemedicareadvantageplans.org Can you keep your policy? The answer is yes, you can keep your policy, provided you keep your doctor.If you chose to switch to a new plan then you must cancel your Medicare Advantage coverage. You will still be able to use your doctor’s services, even if you get a new plan. Also, if you have a Medicare Advantage plan and your current doctor does not accept it.If this happens then you have to switch to another doctor. Also you cannot go back to your doctor once you switch.
There are times when your doctor may not accept your new Medicare policy either. In these cases you must file a claim and file it as soon as possible.For example, if you were to suddenly change your doctor and had insurance coverage from them and then were to switch to a different physician, your coverage would be cancelled. As you might have noticed the doctor would not be happy with you having their insurance in place and as such would refuse to give you any work. This would be the case.You may want to consider contacting your insurance company and see if they can assist you. Also you can always ask them to cancel your coverage so that you can get rid of it. Usually there is a grace period, after which it has to be canceled.
So it is important to keep track of your Aetna Medicare Advantage coverage. Make sure that you are informed in case you need to cancel coverage. Your policy may state that your coverage is cancelled and you need to pay for the cancellation fee.It is also important to notify your health insurance company about any changes to your provider list or physician. You might find that you can keep your doctor as long as you have been happy with him in the past. Remember that if you do decide to switch to a Medicare Advantage plan then you should make sure that you have the proper provider list in place. Otherwise you could end up paying a lot of money for nothing.